Important Information

This email is intended for the named recipients only.  The information contained in this email may be confidential.  You should only read, disclose, re-transmit, copy, distribute or act in reliance on the information if you are authorised to do so.  If you are not the intended recipient, please notify the sender immediately and then destroy any electronic or paper copy of this email.  Respect Financial Services Pty Ltd does not represent, warrant or guarantee that the integrity of this communication has been maintained, nor that the communication is free of errors, virus or interference.  Any attached documents maybe subject to copyright.  No part of it should be reproduced without the consent of the copyright owner.

GENERAL ADVICE & DISCLAIMER: Any recommendation or advice contained in this email is not intended to be financial advice and is for general information only.  Readers should only act on information after having received professional advice appropriate to their personal circumstances.